Small Business Coalition

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D. Drayden

Credit Checks As An Employment Pre-Requisite?

This article references a very touchy subject if you ask me. More often than not, prospective employers are relying solely on the information obtained from one consumer report or another, with total disregard to the accuracy level of it's contents. In this economy especially, blemishes on one's credit or consumer report accounts for the vast majority of our population. As a recruiter, this can weigh in heavily on any and all efforts to scout "qualified" talent, and affect what would have been a rather positive chance at having your talent placed. I have listed the link below, for your view.

Should this be a main source of "character reference," or do you disagree with it completely? What are your thoughts?



http://www.sun-sentinel.com/business/sfl-ym-credit-0628-cpsbjun29,0...

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I am completely against the credit check as a source of qualification. I'm sure there are statistics to back up the use of a credit check, but I think those reports are so far off from the truth sometimes that there are too many qualified candidates that slip through the cracks because of a credit issue.

I have known many people that perform exceptionally at their job and role, but have some blemishes on their credit. Does that mean they will steal? No. Bad worker? No. Sometimes factors out of our control can ruin our credit! As an employer, I must look further into the candidate!

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